Whiplash compensation and organised crash gangs
It is a sad fact that organised gangs who make fraudulent car accident claims entirely for monetary profit may be making things more difficult for people who are genuinely entitled to receive whiplash compensation.
Most experts agree that the cost of fraudulent whiplash compensation claims alone amounts to some £125 million per year. As well as casting many genuine cases in a dubious light, these fake claims have the effect of also bumping up the cost of motor insurance in the UK.
On average, we Brits spend around £360 a year on our car insurance premiums. Industry insiders calculate that around one-third of this figure goes straight into the bank accounts of unscrupulous fraudsters.
With fraudulent claims coming at such a staggering cost to the insurance industry it is easy to understand why many within the industry are becoming cynical. However, while this cynicism might be useful in fighting off the fraudsters, its impact on genuine claimants can be very damaging.
Organised car crash gangs
Car crash claim fraudsters are no different to any other group of organised criminals. They usually operate by buying two vehicles then purchasing comprehensive motor insurance policies for both, amounting to a total cost of around £2,000.
After this they will stage an accident and then file a road accident claim. By feigning injury and claiming for lost earnings, some gangs can net as much as £50,000 from a single "accident".
Catching the fraudsters
Fortunately, police, together with insurance companies, are developing increasingly sophisticated methods of sorting the fraudulent claims from the real ones.
There are certain trends common to most fraudulent claims, such as the fact most fake claimants will exaggerate the magnitude of their whiplash, while at the same time exhibiting none of the telltale signs (muscular spasms, limited head movement and inflammation of the neck).
YouClaim's no win, no fee lawyers
YouClaim are among the UK's leading road accident compensation specialists. Our no win, no fee lawyers enjoy an unrivalled reputation and adhere to the very highest industry standards.
If you have suffered a personal injury such as whiplash through the actions of another road user, then claiming compensation is your civil right. In fact, not only is it your right, for many it represents the only chance to swim free from tricky financial waters.
Win or lose, our service is completely fee free it will never cost you a single penny.
Furthermore, our 100% compensation promise ensures that no third-party is ever entitled to take a cut of the money that is rightfully yours.
If you would like to find out more about what we can do for you, fill out an online claim form or discuss with us using e-chat.
If you would like to speak with us but do not have the time right now, leave us a callback request.
Alternatively, if you would like to begin your claim for whiplash compensation over the phone right now, a legal advisor is available on 0800 10 757 95.
