LEI in the age of no win, no fee personal injury solicitors

Many experts, such as the charity Accident Relief Campaign, believe that cost-free personal injury solicitors such as YouClaim make the need for legal expenses insurance (LEI) on motoring policies redundant. Many Scottish motorists seem to agree.

UK insurance companies earn as much as £270 million a year from British motorists who pay out legal expenses insurance, many in Scotland. Yet, when you consider that YouClaim's personal injury solicitors can, at absolutely no cost, represent motorists who've been the non-fault party in a car accident, it is hard to understand why legal expenses insurance is still relevant.

However, insurance companies are inevitably very keen that they continue to make money from legal expenses insurance. They don't want personal injury solicitors taking on their client's car accident claims on a no win, no fee basis, not least because in addition to the money they receive from the client, they also receive a fee from the solicitors they refer to the case, sometimes as much as £700.

Nigel Mills, from Accident Relief Campaign, makes his views on legal expenses insurance very clear, describing them as "a real rip off".

Alex Boxall, YouClaim's car accident compensation spokesperson shares a similar view, "I think that the name "legal expenses insurance" is possibly misleading.

"In many ways, it is not really insurance. In fact, it is more like a fee which facilitates an introduction to a personal injury solicitor. The insurers simply then pass on the case to a solicitor, and are paid hundreds of pounds for the privilege usually a larger sum than the motor insurance policy cost in the first place. I doubt that, if fully informed of the process, consumers would be happy with this."

"Many Scottish motorists who find themselves needing to make car accident compensation claims choose not to go through their insurance companies. Instead, they will choose to claim through a personal injury solicitor. YouClaim's personal injury solicitors offer a completely cost-free service and have an excellent success rate, so it is easy to see why so many Scottish motorists choose us."

However, a law professor pointed out that there were some benefits of LEI, saying: "They're buying an orange which may be a perfectly good orange, but they thought they were buying an apple."

Making a personal injury claim with the experts
Here at YouClaim we have years of experience in helping members of the Scottish public claim the compensation they deserve.

The personal injury solicitors on are panel are widely considered to be among the best in Scotland.

Their services come at absolutely no cost to you. Win or lose, their services will not cost you a penny. It may also reassure you to know that we will protect you from all costs incurred by the losing side.

In addition, we guarantee to never take a cut of your compensation meaning you get to keep 100% of all money awarded you.

So why not contact us today?

Call 0800 10 757 95 and one of our skilled legal advisors will put you in touch with the personal injury solicitor best suited to your case.

Alternatively, all from the comfort of your own desk, you can fill out an online claim form, request a call back or discuss your claim using e-chat.