We can help you claim
compensation following an accident
illness or injury - nationwide
Call: 0800 10 757 95
With the help of a no win no fee solicitor it may be possible to claim personal injury compensation after an individual has been harmed at work in a non-fault accident.
However, on some occasions, due to a company's liabilities or debts, the firm liable for the worker's injury will have gone into liquidation or will have stopped trading.
Liquidation would mean that a past employer would have no way of giving a former worker the money agreed on in court for their personal injury, however employers are legally obliged to have employer's liability insurance to cover compensation for injury and illness which their employee's my suffer as a result of their work.
Employers must be insured for a minimum of £5 million, and must display a certificate of this insurance where their employees can clearly see it, or, since 1st October 2008, they can have it displayed online as long as employees know where to find the document.
There are some exceptions to this rule though. Some employers are exempt from needing employers' liability insurance, such as various public organisations, government departments, nationalised industries, the NHS, primary care trusts, and family businesses where all employees are closely related to the owner.
This means that in cases where an individual working for an exempt employer suffers a work injury, which results in a large compensation settlement being ruled, the employer may occasionally have no way of paying the decided amount and might not have the insurance to help them.
There are even some cases where an employer who is not exempt, has somehow managed to avoid purchasing insurance, and so in the event of them becoming bankrupt an injured worker is unable to receive compensation.
In 2010, the case of a worker, who was blinded in an accident, came to the attention of the media. The victim was unable to claim from his employer, who was insolvent and uninsured. For several years requests have been made to the Government to create an Employers' Liability Insurance Bureau, which would step in when employers were uninsured or untraceable and help in the payment of compensation to a victim.
Personal injury compensation experts
If you have suffered a work-related injury and need help from an expert solicitor to make a compensation claim, contact YouClaim today. Phone 0800 10 757 95 or request a call back from one of our helpful, friendly advisers about making a personal injury compensation claim.
