We can help you claim
compensation following an accident
illness or injury - nationwide
Call: 0800 10 757 95
In the case of inadequate employee training or excessive employer demands, claiming compensation for a back injury at work should be relatively straightforward. Despite the truth of this there are, however, rare and unfortunate cases where even if negligence is provable, it may not be possible for the injured worker to secure damages.
Employers' Liability Insurance
Under the terms of the Employers' Liability (Compulsory Insurance) Act of 1969, all employers are required to ensure that they have at least a minimum level of insurance to provide cover against the possibility of workplace claims, whether for a back injury at work or some other form of injury.
The reasons for this are obvious. Foremost, without employers liability cover, it is possible that employers might not have the means to meet the costs of compensating workers for injuries sustained in the workplace – a scenario that leaves both workers and employers to financial ruin in the event of an accident at work.
This requirement for employers' liability insurance exists in all of England, Scotland and Wales and even for UK-based offshore work such as that which is undertaken on oil rigs.
Furthermore, although employers are legally required to be insured for at least £5 million, the Health and Safety Executive advises most employers to purchase cover to the level of at least £10 million. This is because catastrophic injuries, such as paralysing spinal injuries or serious brain injuries, are often compensated with high value settlements which include components for loss of future earnings and the cost of future care.
Where liability cover is absent
Unfortunately, because there is no insurers' bureau to provide cover for the victims of accidents caused by the negligence of uninsured employers, those who suffer a back injury in an uninsured workplace setting may be unable to claim the compensation they deserve.
Claim compensation for a back injury
Back injuries can be life changing. They can cause serious pain and discomfort and may even necessitate a change of career or medical retirement.
If you have suffered a back injury at work, YouClaim can help you claim the compensation you deserve.
Our personal injury solicitors are among the leading specialists in the UK and can provide you with the highest level of legal representation at no cost and without deduction.
To find out more about claiming 100 percent compensation, call us today, on 0800 10 757 95 or get things under way by using E-chat.
