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Holiday accident, youclaim.co.uk

Holiday accident claims and B&B liability insurance

Bed and breakfasts are a traditional and often affordable form of accommodation that allow holidaymakers to enjoy a good old-fashioned domestic holiday in cosy and homely surroundings. In addition, they provide a valuable service in peak seasons when hotels are fully booked or too expensive. However, like all business ventures they should be safe and owe this obligation to paying guests – as such, any person who is injured while staying at a bed and breakfast is entitled to make a holiday accident claim.

Public liability insurance and bed and breakfast establishments
All serious bed and breakfast concerns should have bed and breakfast liability insurance in place in case of a guest suffering personal injury and making a holiday accident claim.

Typically, policies are made available on the basis that the business owner repairs and maintains the premises, has not been denied cover in the past and informs the insurer of any changes made to the premises.

In addition to providing reassurance for guests, accident liability insurance will help ensure that bed and breakfast owners do not become bankrupt in the event of a guest suffering injury and making a compensation claim directly against the B&B owner's assets.

Case study
In 2009 Mr A and his son booked into a picturesque B&B in Scotland in order to catch up and enjoy some time away together before the son's wedding.

However, as the two were returning from a seafood meal the son slipped on a hazardous paving stone and broke his arm.

This caused the son a great deal of distress and even resulted in him having to delay his wedding.

Fortunately, the B&B had sufficient liability insurance in place to allow the son to make a substantial claim for compensation, which was secured with the help of specialist personal injury lawyer.

Claim full compensation for holiday accident injuries
Whether you have suffered personal injury at home in the UK or abroad in a foreign jurisdiction you may be entitled to claim compensation.

We specialise in many different types of claims, including slip and trip injuries, skiing accidents and incidents of food poisoning.

All our specialist holiday injury lawyers work under the governance of the Law Society's SRA and provide the claimant that is free of charge, win or lose.

Furthermore, we never take a cut – our 100% compensation promise.

To make enquiries about making a holiday accident claim, call an advisor on 0800 10 757 95 or our mobile-friendly 0333 240 0871.

Alternatively get things under way online by using Echat.