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compensation following an accident
illness or injury - nationwide
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Government plans to tighten the law on driving without insurance, making it an offence to be the registered keeper of an uninsured vehicle, regardless of whether it is being used, are being introduced in a move which may affect car accident compensation claims.
Every year uninsured and untraceable (hit and run) drivers kill 160 people, injure 23,000 and add £30 a year to every motorist's insurance, the Department of Transport said.
Police seize 400 uninsured vehicles every day. Vehicles with a valid Statutory Off Road Notice (SORN) will not be required to be insured.
Latest public estimates are that around 6.5% (approximately 2 million) of UK motorists drive uninsured. The penalty for driving without insurance is a maximum fine of £5,000 and 6-8 penalty points. Around 300,000 offenders are convicted for uninsured driving every year.
Despite the new laws aimed at catching more drivers of uninsured cars, as there are so many of them, there is quite a large chance you could be involved in a crash with one.
You can still make a claim for car accident compensation if you are in such an unfortunate position but your claim will be dealt with by the Motor Insurers Bureau (MIB), the industry body set up to deal with just such a situation.
The process for making a claim is more complicated when the driver of the other vehicle is either uninsured or untraceable and that's where advice from a specialist solicitor is vital.
Some cases involving personal injury may take longer than usual if an uninsured driver is involved so, again, the back up of the services of a specialist road traffic accident compensation solicitor should help to speed the process.
After you have started a car accident compensation claim through the MIB, responsibility for the accident has to be agreed then decided by a court.
A decision will be based on the evidence, and your claim may be reduced by a proportion, or possibly rejected if the evidence is that you were partly or wholly responsible so advice from a lawyer about your claim is vital.
Where MIB accepts a claim is one for payment, property damage claims (which includes claims for losses arising from the damage to property, as may be allowed by a court) will have an excess of £300 deducted. For uninsured accidents occurring after November 7, 2008, no excess will apply.
Claiming compensation following a car accident
We can help you get compensation if you have been involved in a car accident that wasyou're your fault. We work on a no win, no fee basis and completely protect you from costs – our service is completely free for you.
For free, no obligation legal advice about making a car accident compensation claim, call us on 0800 10 757 95 for friendly, professional advice and we will be pleased to help.
