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We work our little socks off at our no win, no fee compensation company, especially in these summer months while people keep booking holidays to glamorous places. And yet we still can't afford a yacht. So it's with only the mildest of concern that I notice the "boating bubble" has been punctured, according to underwriters Lloyds of London.
Particularly as the report I saw while researching holiday injury cases notes that the 40% drop in the value of these beautiful vessels has only affected the "downmarket" end of the yachting industry - that, presumably, is the super-rich, rather than the mega-rich.
The reason I came across the report is that it argues for one of the reasons why the market is less - well - buoyant than it was is that insurance charges are rising, and only a few firms are able to insure against the risks of yachting, including personal injury to guests and crew.
Now, that's not something I've tended to think of occurring in yachts; generally it's girls called Rio dancing across the sand. But if there are people working there, there's probably every chance of a work accident occurring; similarly, there's the chance of a holiday injury occurring to people on holiday. Maybe Dead Calm isn't just a thriller movie but a what-not-to-do guide?
Even the most cursory browse through Google's results for "yacht accident injury" reveals the many things that can go wrong with a trip out on the craft, and knowing that most trips do not end in disaster, personal injury or a long swim home doesn't take away the risk and the worry that it might. (Or, presumably, the need for the owner to do appropriate risk assessments and suchlike.)
But what it also fails to take away is the beauty of the vessels, and the way they cut through the water and give you access to the sun, the sea, the gentle roll of the deck. The glamour of sharing a pastime with Kate Moss and Victoria Beckham, to quote only this week's headlines.
So, no matter how much I try to shake the urge to want these expensive beauties, I have to admit that the call of the sea, and those little captain caps, is strong enough to have me saving any extra pay at the end of the month toward the possibility of owning one. That means bringing in a lot of no win, no fee compensation, of course, which means that the personal column is something I ought to wrap up in favour of real work.
