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Personal injury, youclaim.co.uk

The role of insurance company personal injury claim specialists

Solicitors are not the only personal injury claim specialists involved in the investigation and resolution of an accident compensation claim. Whereas the vast majority of claimants are represented by solicitors, in some cases defendants go without a solicitor and instead rely solely on an insurance company representative to handle the case.

The personal injury claim specialists of the insurance world have a great deal of responsibility and can have a significant influence on the outcome of a case. Most of the time a single specialist will deal with a claim from "cradle to the grave"; from initial notification all the way to settlement or claim refusal.

Like a solicitor, the insurance claim handler will seek to investigate and eventually establish liability, while ensuring that all costs associated with a claim are kept to a minimum and that settlements are at the lowest possible level.

One practice of these handlers to come in for considerable criticism is that of "third party settlement". With third party settlements, the handler will usually seek to pre-empt any claim by contacting a potential claimant directly and offering a sum of "quick-fix" compensation, often at a level below that which would be awarded in the courts. In fact, many third party settlements have been branded as "unethical" and the practice is just one of many reasons why it is so important for claimants to seek specialist legal representation.

Typically, insurance company case handlers will not work across the broad spectrum of personal injury, but will instead specialise in a particular type of case, whether it is motor claims, workplace claims, medical negligence claims or cases involving product liability or holiday injury.

Sometimes, of course, handlers may offer appropriate settlements from the off; however, this is not the norm as it will usually take extensive negotiations by a solicitor in order to secure a just sum, even in the cases of more minor injury such as whiplash.

100 percent compensation with the personal injury claim specialists
Here at YouClaim we offer more than just some of the UK's leading personal injury claim specialists.

In fact, we offer specialists in every field of personal injury litigation, from car crash whiplash and work accidents, to clinical negligence, birth injury and product liability cases.

And, with the exception of clinical negligence claims, our expertise is available to the claimant at no charge whatsoever. Win or lose, we guarantee that you will never incur any costs, fees or disbursements.

In addition, all our specialists are regulated by the SRA and deliver 100 percent compensation in every successful claim - we never take a cut.

We have an outstanding success rate and are happy to discuss the details of your cases in complete confidence and without obligation.

To consult an advisor, simply echat, complete an online claim form or call us, on 0800 10 757 95.